Penny Pincher
Deadlines
The Schedule tab lets you plan regular transactions in advance. In this way, you can define recurring payments and income or define a loan due date.
Eqonomize then lists these transactions, but does not perform them automatically. When a specified payment due date arrives, a small reminder window opens if you launch the software on the due date. It informs you of the planned transaction, which you then either confirm or reject (Figure 5). The system incorporates confirmed transactions immediately.
Foreign Currencies
Accounts can be managed independently in different currencies. The software offers a small currency converter under File | Currency Converter so that the conversion rates correspond to real conditions. Here, you can select the source and target currencies from a list that covers virtually all available currencies worldwide, making the list unwieldy. Either a search function or a summary of the most important currencies at the top of the list (Figure 6) would be helpful.
The software automatically queries the exchange rates for your current conversion online and enters them in the conversion dialog. To have these updated daily in your accounting, click File | Update Exchange Rates. Eqonomize now takes the current exchange rates into account when posting the currencies concerned.
Security
Handling sensitive financial data requires a way to secure it. Eqonomize therefore offers routines that allow for fast data backup, as well as exporting to other file formats.
Start the file backup from File | Save as. In the small file manager, navigate to the location of the backup file with the program-specific extension (.eqz
). You can make subsequent backups simply by choosing File | Save.
If you want to use the data in another program, the current spreadsheet can be saved as a QIF file with File | Export As QIF File, making it readable by other financial management programs.
With optional automatic backups, Eqonomize ensures increased data security. To set backup intervals or turn off the automatic backup function, select Settings | Backup Frequency. Eqonomize then overwrites old backup datasets with new ones at the selected time.
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